VA Funding Fee Calculator | VA Loan Coach

VA Funding Fee Calculator

See your exact VA funding fee percentage and dollar amount based on your component, loan type, down payment, and disability status.

Component

VA Disability Rating
0%100%
VA compensation (and funding fee exemption) typically begins at a 10% rating. A 0% rating is non-compensable and does not qualify.

Loan Type

Use Type

Down Payment ($0)
0%30%
0–4.99% down: highest fee tier

Base Loan Amount
$50,000$1,000,000
Funding Fee Applies

First Use 2.15% × $400,000

Purchase Price$400,000
Down Payment-$0
Base Loan Amount$400,000
Funding Fee Rate2.150%
Total Loan Amount (Fee Financed)$408,600

VA Funding Fee

$8,600

Have a Question About Your Scenario?

This calculator provides an estimate only, based on the VA funding fee schedule effective April 7, 2023. Funding fee rates are set by the VA and subject to change. Exemption eligibility depends on your individual disability compensation status and is determined by the VA, not this calculator. Contact Bryce Pierce for a personalized review of your scenario.

Bryce Pierce

NMLS #2415547

CA DRE #02423885

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Company

E Mortgage Capital, INC.

18071 Fitch Suite 200, Irvine, CA 92614

NMLS #1416824

nmlsconsumeraccess.org

Serving Oceanside, Carlsbad, Vista, San Marcos, Escondido, Camp Pendleton and San Diego County, California.

Equal Housing Opportunity. Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, and property appraisal. Rates and terms are subject to change without notice. Client testimonials reflect individual experiences; results vary and are not a guarantee of future outcomes.

© 2026 Bryce Pierce