Most lenders do not understand PCS timelines, BAH, or how your benefits work. I do, because I have been through it. Currently serving Camp Pendleton, MCAS Miramar, Naval Base San Diego and Naval Base Coronado.
Starting with the 2027 tax year, California exempts a much larger share of your home's value from property tax if you are rated 100% disabled by the VA or paid at the 100% rate through TDIU. If you are buying in California, this can change what your monthly payment looks like.
Standard exemption
50% off
Half of your home's assessed value, up to the first $1 million, is exempt. No income limit. File once.
Low-income exemption
100% off
The first $1 million of assessed value is exempt for households earning $83,474 or less (2027 limit). File every year.
How to claim it
BOE-261-G
File this form with your county assessor, along with your VA benefit summary letter and your DD-214.
Per California SB 296, signed 9/28/2026, for lien dates 2027 through 2031. Informational only, not tax or legal advice. Confirm your eligibility with your county assessor.
Why veterans work with me
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Fast pre-approval
Get a clear answer on what you qualify for in an hour, not days.
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Competitive rates
VA-backed loans often price better than conventional loans for eligible borrowers.
Marine Corps veteran
I wore the uniform. I understand PCS timelines, military service, and how your benefit works.
"Bryce helped me refinance my house recently. I received a bad loan from veterans home loan and he was able to help me lower my interest rate. Couldn't recommend more!"
Tyler P.
VA IRRRL
★★★★★
"Mr. Pierce and his team work tirelessly to get me the best rate, consistently giving me updates on the progress and making the whole refinancing process a smooth easy process. 10 out of 10 recommend."
Alejandro R.
VA IRRRL
★★★★★
"Bryce helped us with our first home purchase and he was amazing from start to finish! He was always honest, available and great at communicating what was needed to get our loan approved."