VA Funding Fee Calculator

See your exact VA funding fee percentage and dollar amount based on your component, loan type, down payment, and disability status.

Component

VA Disability Rating
0%100%
VA compensation (and funding fee exemption) typically begins at a 10% rating. A 0% rating is non-compensable and does not qualify.

Loan Type

Use Type

Down Payment ($0)
0%30%
0–4.99% down: highest fee tier

Base Loan Amount
$50,000$1,000,000
Funding Fee Applies

First Use 2.15% × $400,000

Purchase Price$400,000
Down Payment-$0
Base Loan Amount$400,000
Funding Fee Rate2.150%
Total Loan Amount (Fee Financed)$408,600

VA Funding Fee

$8,600

Have a Question About Your Scenario?

This calculator provides an estimate only, based on the VA funding fee schedule effective April 7, 2023. Funding fee rates are set by the VA and subject to change. Exemption eligibility depends on your individual disability compensation status and is determined by the VA, not this calculator. Contact Bryce Pierce for a personalized review of your scenario.

Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!

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Your VA Loan Advisor

Bryce Pierce

Bryce Pierce NMLS #2415547 | Client Direct Mortgage| 2700 Ygnacio Valley Road suite 255 Walnut Creek, CA 94598 | NMLS# 1065732 | Email: [email protected] Phone Number: (949) 813-4713 | https://nmlsconsumeraccess.org