VA Refinance Calculator | VA Loan Coach

VA Refinance Calculator

Compare your current loan to a new VA Streamline (IRRRL) or Cash-Out refinance. See your estimated new payment, monthly savings, and break-even point.

Refinance Type


Current Loan

Current Loan Balance
$50,000$2,000,000
Current Interest Rate
1%15%
Years Remaining on Current Loan
1 yr30 yrs

New Refinance Loan

New Interest Rate
1%15%
Rate shown is based on a 700 FICO score. The average VA loan interest rate today is around 6%. Your actual rate will vary based on credit, loan type, and market conditions.

New Loan Term

Cash-Out Amount
$0$500,000

VA Funding Fee

VA Funding Fee

Estimated Closing Costs
$

Payment Comparison

Current Payment

$0

New Payment

$0

Monthly Savings$0

Refinance Loan Summary

Current Loan Balance$400,000
Cash-Out Amount$0
VA Funding Fee$0
Closing Costs$0
Total New Loan Amount$0

Break-Even & Lifetime Interest

Estimated Break-Even Point
Total Interest — Current Loan$0
Total Interest — New Loan$0
Lifetime Interest Savings$0

Estimated Monthly Savings

$0/mo

Have a Question About Your Scenario?

This calculator provides an estimate only. Actual rates, fees, closing costs, and savings will vary based on your individual loan scenario and underwriting. Contact Bryce Pierce for a personalized refinance analysis.

Bryce Pierce NMLS #2415547 | Client Direct Mortgage | 2700 Ygnacio Valley Road Suite 255, Walnut Creek, CA 94598 | NMLS #1065732 | Email: [email protected] | Phone: (949) 813-4713 | nmlsconsumeraccess.org