VA Monthly Payment Calculator | VA Loan Coach

Mortgage Payment Calculator

Estimate your monthly payment in seconds. Adjust the sliders below, or click any number to type in an exact figure, to see how your loan type, down payment, and rate impact your total cost of homeownership.

Loan Type

Purchase Price
$50,000$5,000,000
Down Payment (20%)
$0$1,000,000
Interest Rate
1%15%
Rate shown is based on a 700 FICO score. The average VA loan interest rate today is around 6%. Your actual rate will vary based on credit, loan type, and market conditions.

Loan Term

VA Funding Fee

Monthly Mortgage Insurance
$

State You Plan to Buy In
Selecting a state auto-fills estimated property tax and insurance below based on state averages.
Property Taxes (Monthly)
$
Home Insurance (Monthly)
$
Monthly HOA
$

Loan Summary

Purchase Price$500,000
Down Payment-$100,000
Funding Fee$8,600
Total Loan Amount$408,600

Monthly Payment Breakdown

Principal & Interest$0
Property Taxes$0
Home Insurance$0
Mortgage Insurance$0
HOA$0

Estimated Total Monthly Payment

$0/mo

Have a Question About Your Scenario?

This calculator provides an estimate only. Property taxes, insurance premiums, mortgage insurance, HOA dues, and loan terms vary. Contact Bryce Pierce for a personalized payment scenario.

Bryce Pierce

NMLS #2415547

CA DRE #02423885

IG f in

Company

E Mortgage Capital, INC.

18071 Fitch Suite 200, Irvine, CA 92614

NMLS #1416824

nmlsconsumeraccess.org

Serving Oceanside, Carlsbad, Vista, San Marcos, Escondido, Camp Pendleton and San Diego County, California.

Equal Housing Opportunity. Not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. This is not a commitment to lend. All loans are subject to credit approval, income and asset verification, and property appraisal. Rates and terms are subject to change without notice. Client testimonials reflect individual experiences; results vary and are not a guarantee of future outcomes.

© 2026 Bryce Pierce